Graduate Student Health Care
We take the Jesuit educational principle cura personalis (care for the whole person) very seriously at Marquette University Graduate School. This value is expressed through our desire to listen to our students and to help them sort through services and needs during the graduate education experience. We are always mindful that a student is more than just a mind and that health and wellness is of the utmost importance.
September 2020 Presentation - Finding Health Coverage: Options for Graduate Students
Get your health insurance questions answered. Financial advisor Paul Tourville defines insurance terms and describe the options (WAICU and Health Insurance Exchanges) currently available to graduate students.
Available Health Insurance Options for Marquette Graduate Students
As a result of the Affordable Care Act, most Marquette students are entitled to coverage through age 26 under health care policies purchased by their parents. Marquette makes available a voluntary health plan for all students who otherwise lack access to health insurance. The policy is run by WPS Healthcare and administered through the Wisconsin Association of Independent Colleges and Universities (WAICU), of which Marquette is a member.
In addition, health insurance can be purchased through the health insurance exchanges. Finally, for access to convenient and affordable health care services, students may sign up for the Marquette University Medical Clinic at the cost of $163 per semester or access the clinic on a fee-for-service basis.
Student Health Insurance Option — WAICU
All Marquette students – undergraduate and graduate – who are enrolled in at least six credit hours can choose to use this voluntary health plan as part of Marquette’s membership in the Wisconsin Association of Independent Colleges and Universities (WAICU).
Students should send all questions/inquiries directly to WPS.
Health Insurance Exchanges
Students may choose to seek insurance through the health care exchanges established as part of the Affordable Care Act. The Graduate School will hold on-campus consultations with health insurance exchange providers in August and November to answer questions and assist students with exchange options.
Since the Affordable Care Act no longer allows insurers to deny coverage or charge people more based on their health status or pre-existing conditions, people without coverage, including those who have been unable to buy coverage in the past, can now shop for health insurance through health insurance exchanges.
The Affordable Care Act provides tax credits and subsidies for qualified individuals to help make insurance purchased on a health care exchange more affordable.
As you shop the health insurance exchanges, you will make decisions based a few criteria:
1. Select the health insurance company and network of doctors you want included.
2. Select a level of coverage (each plan has four levels of coverage called metal plans — Platinum, Gold, Silver and Bronze — each based on a percentage of coverage amounts).
3. Select a premium you can afford — remember, you may qualify for a federal subsidy.
All plans on an exchange have to offer some core benefits — called essential health benefits — like preventive and wellness services, prescription drugs and coverage for hospital stays.
Information for International Students
Health insurance coverage for international graduate students with F-1 and J-1 visa status is available through UnitedHealthcare and is mandatory. Further information about enrollment, benefits, and enrollment for dependents is available from the Office of International Education - Health Insurance.
Marquette University does not own, control or administer the health insurance plans provided. It is the responsibility of the student to evaluate the health insurance plans and to select the appropriate plan for his/her individual circumstances.
Health and Wellness Resources on Campus
Graduate students have the option to sign up for the Marquette University Medical Clinic at the cost of $163 per semester (undergraduate students pay for this as part of their mandatory annual fees), or on a fee-for-service basis. The Medical Clinic provides students with core services, laboratory studies and reduced prices on non-core services.
The Graduate School provides a $750 additional stipend to graduate students with a full-time assistantship, which can be used toward health care costs. Students with a half-time assistantship receive $375 annually.
Our on-campus center is committed to the mental health needs of Marquette students, employing a variety of means to improve coping, wellness and quality of life. Besides individual counseling, the center also offers group counseling, crisis intervention, consultation and prevention/outreach programming and psychiatric services.
Any graduate student currently taking seven credit hours may access the counseling center.
All students have access to Marquette’s on-campus Physical Therapy Clinic, a full-service physical therapy and rehabilitation clinic open to the public. The clinic offers the expertise of licensed physical therapists and faculty.